How to get a mortgage with no down payment. Unfortunately, these no down payment options are only available with a few types of mortgage programs, and their eligibility is restricted to rural, low-income Americans and active-duty military members and veterans. USDA loan: No down payment. USDA loans were created to help low- to moderate-income rural and suburban Americans get mortgages. The loans are guaranteed by the U.S. Department of Agriculture and feature low fixed interest rates.
VA and USDA loans require no money down if you qualify, and conventional or.
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